Vehicle owners in Florida who cannot provide proof of prior ownership (such as a lost or missing title from a private sale) need this bond when applying for a certificate of title for eligible vehicles, typically automobiles, trucks under 8,000 lbs, or motorcycles aged 10-25 years old purchased in private sales with no liens or security interests.
Pricing & timing
What to expect.
Generic pricing
Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…
Typical timeframe
General application — typically 1–3 business days
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateFLBond amountVaries by license type or projectObligeeState of Florida, Division of Motorist ServicesBond classLost Instrument BondCategoryOtherBondTitle Bond for a Motor VehiclePlain descriptionCertificate of TitleWho needs this bondVehicle owners in Florida who cannot provide proof of prior ownership (such as a lost or missing title from a private sale) need this bond when applying for a certificate of title for eligible vehicles, typically automo…
