Texas Title Insurance Agent's/Direct Operations Bond
This bond is required for businesses or individuals who sell title insurance in Texas. Title insurance protects homebuyers and lenders if there are problems with property ownership. The State of Texas requires this bond as a financial guarantee that title insurance agents will follow state laws and handle customer mon…
Overview
What it is.
This bond is required for businesses or individuals who sell title insurance in Texas. Title insurance protects homebuyers and lenders if there are problems with property ownership. The State of Texas requires this bond as a financial guarantee that title insurance agents will follow state laws and handle customer mon…
Who usually needs it
Licensed title insurance agents who engage in the negotiation and sale of title insurance, and direct operations (title insurance companies that conduct settlement agent duties) in Texas must obtain this bond as a condition of licensure from the Texas Department of Insurance under Texas Insurance Code Section 2651.101.
Pricing & timing
What to expect.
Generic pricing
License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher de…
Typical timeframe
Issuance timeframe varies by bond type and underwriting
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateTXBond amountVaries by license type or projectObligeeState of TexasBond classLicense BondCategoryInsuranceBondTexas Title Insurance Agent's/Direct Operations BondJurisdictionStatePlain descriptionThis bond is required for businesses or individuals who sell title insurance in Texas. Title insurance protects homebuyers and lenders if there are problems with property ownership. The State of Texas requires this bond…Who needs this bondLicensed title insurance agents who engage in the negotiation and sale of title insurance, and direct operations (title insurance companies that conduct settlement agent duties) in Texas must obtain this bond as a condi…
