Tennessee Title Insurance Agent Bond

A Tennessee Title Insurance Agent Bond is a $25,000 guarantee required for professionals who sell title insurance in Tennessee. Title insurance protects property buyers if ownership problems arise after purchase. The State of Tennessee requires this bond to ensure agents follow state laws and handle client money prope…

Bond amount$25,000
State or jurisdictionTennessee
ObligeeState of Tennessee

Essential point: Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.

Overview

What it is.

A Tennessee Title Insurance Agent Bond is a $25,000 guarantee required for professionals who sell title insurance in Tennessee. Title insurance protects property buyers if ownership problems arise after purchase. The State of Tennessee requires this bond to ensure agents follow state laws and handle client money prope…

Who usually needs it

Licensed title insurance agents (also called title insurance producers) in Tennessee who solicit, issue, or handle title insurance in real estate transactions must obtain this bond. The $25,000 bond must be filed within 30 days of license issuance and maintained as long as the license is active to ensure compliance with Tennessee insurance laws and protect …

Pricing & timing

What to expect.

Generic pricing

License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher depending on the specific bond type, state program, or underwriting requirements.

Your quote determines the actual premium.

Typical timeframe

Issuance timeframe varies by bond type and underwriting

Timing can change when underwriting needs more information.
Application details

How it works.

  1. Start the application

    Confirm the bond and provide applicant and business details.

  2. Review the quote

    See the terms and premium before deciding to continue.

  3. Pay and sign

    Complete the required payment and signatures.

  4. Receive the bond

    Get the issued bond and filing or delivery instructions.

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Next step

Ready to move forward?

Start the secure application with this bond already selected, or ask Ava a question before you begin.