This bond is required when you need to get a title for a vehicle in Tennessee but don't have the proper paperwork to prove ownership. It protects the state and any previous owners if someone later claims they're the rightful owner of the vehicle. You might need this if you bought a car without receiving the title, inh…
Overview
What it is.
This bond is required when you need to get a title for a vehicle in Tennessee but don't have the proper paperwork to prove ownership. It protects the state and any previous owners if someone later claims they're the rightful owner of the vehicle. You might need this if you bought a car without receiving the title, inh…
Who usually needs it
Individuals seeking to register or title a vehicle (including manufactured/mobile homes, trailers, ATVs, and golf carts) in Tennessee without a valid original title or proof of ownership need this bond. This applies to vehicle owners or applicants who cannot provide requisite ownership documentation when the title is lost, missing, never issued, non-transfe…
Pricing & timing
What to expect.
Generic pricing
Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…
Typical timeframe
General application — typically 1–3 business days
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateTNBond amountVaries by license type or projectObligeeState of TennesseeBond classLost Instrument BondCategoryMotor VehicleBondTennessee Motor Vehicle Certificate of Title BondJurisdictionStatePlain descriptionThis bond is required when you need to get a title for a vehicle in Tennessee but don't have the proper paperwork to prove ownership. It protects the state and any previous owners if someone later claims they're the rig…Who needs this bondIndividuals seeking to register or title a vehicle (including manufactured/mobile homes, trailers, ATVs, and golf carts) in Tennessee without a valid original title or proof of ownership need this bond. This applies to …
