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License Bond

Tennessee Home Improvement Contractor Bond

This bond is required for contractors who perform home improvement work in Tennessee. If you repair, remodel, or improve residential properties, you need this $10,000 bond to operate legally. It protects homeowners by providing financial compensation if you don't complete the work as promised, violate state regulation…

Overview

What it is.

This bond is required for contractors who perform home improvement work in Tennessee. If you repair, remodel, or improve residential properties, you need this $10,000 bond to operate legally. It protects homeowners by providing financial compensation if you don't complete the work as promised, violate state regulation…

Who usually needs it

Individuals and businesses seeking a Home Improvement Contractor License to perform residential remodeling projects costing between $3,000 and $25,000 in specific Tennessee counties (including Bradley, Davidson, Haywood, Hamilton, Knox, Marion, Robertson, Rutherford, and Shelby) must obtain this $10,000 surety bond as part of their state licensing requireme…

Pricing & timing

What to expect.

Generic pricing

License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher de…

Typical timeframe

Issuance timeframe varies by bond type and underwriting

Application

What to do next.

  1. Tell us the bond name, state, and amount on your form.
  2. Share business and applicant info so the team can quote it.
  3. Sign and pay; we issue the bond and send you the documents.
  4. Keep your effective date and renewal date on file with us.
Start the application.

You are on the exact bond page. The next step is to start the quick application.

Details

Bond details.

StateTN
Bond amount$10,000
ObligeeState of Tennessee
Bond classLicense Bond
CategoryConstruction
BondTennessee Home Improvement Contractor Bond
JurisdictionState
Plain descriptionThis bond is required for contractors who perform home improvement work in Tennessee. If you repair, remodel, or improve residential properties, you need this $10,000 bond to operate legally. It protects homeowners by p…
Who needs this bondIndividuals and businesses seeking a Home Improvement Contractor License to perform residential remodeling projects costing between $3,000 and $25,000 in specific Tennessee counties (including Bradley, Davidson, Haywood…
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Next step

Ready to move forward?

Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.