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Tennessee Department of Transportation Surety Bond

A Tennessee Department of Transportation Surety Bond is a financial guarantee required for businesses or contractors working with Tennessee's transportation department. This bond protects the state by ensuring that contractors follow the rules, complete their work properly, and meet all contract obligations related to…

Bond amountVaries by license type or project
State or jurisdictionTennessee
ObligeeTennessee Department of Transportation

Essential point: Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.

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2323 yearsHelping clients and agents
Overview

What it is.

A Tennessee Department of Transportation Surety Bond is a financial guarantee required for businesses or contractors working with Tennessee's transportation department. This bond protects the state by ensuring that contractors follow the rules, complete their work properly, and meet all contract obligations related to…

Who usually needs it

Vehicle owners or principals in Tennessee seeking a certificate of title without proper ownership documentation (e.g., no bill of sale or prior title) for vehicles, motorcycles, trailers, campers, golf carts, or manufactured/mobile homes less than 30 years old with a fair market value over $3,000. This includes cases where vehicles were never titled or regi…

Pricing & timing

What to expect.

Generic pricing

Miscellaneous commercial bonds cover a wide range of business obligations not fitting other categories. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Pricing varies by specific bond type and requirements. Some miscellaneous bonds may price higher depending on risk factors. Contact us for a specific quote.

Your quote determines the actual premium.

Typical timeframe

Credit-based approval — varies by bond type

Timing can change when underwriting needs more information.
Application details

How it works.

  1. Start the application

    Confirm the bond and provide applicant and business details.

  2. Review the quote

    See the terms and premium before deciding to continue.

  3. Pay and sign

    Complete the required payment and signatures.

  4. Receive the bond

    Get the issued bond and filing or delivery instructions.

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Next step

Ready to move forward?

Start the secure application with this bond already selected, or ask Ava a question before you begin.

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