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surety bond for the benefit of consumers harmed by a violation of the provisions of this part

Any credit counseling service providing or offering to provide debt management plans or other consumer credit counseling services to Montana consumers. Required when: Required as a condition for obtaining or annually renewing a license to provide debt management services in Montana. Exemptions: Banking institutions, b…

Bond amount$50,000
State or jurisdictionMontana
ObligeeMontana Department of Justice, Office of Consumer Protection

Essential point: Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.

Amounts can vary

Selected requirement: $50,000. Other available requirements: "The bond amount is set at $50,000 for all applicants, as established by MCA 30-14-2004(2)(d) and further clarified in ARM 23.19.1002, which requires in-state providers to maintain the same bond amount as out-of-state providers.". Exact options still depend on the obligee, state, and underwriting.

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Overview

What it is.

Any credit counseling service providing or offering to provide debt management plans or other consumer credit counseling services to Montana consumers. Required when: Required as a condition for obtaining or annually renewing a license to provide debt management services in Montana. Exemptions: Banking institutions, b…

Who usually needs it

Any credit counseling service providing or offering to provide debt management plans or other consumer credit counseling services to Montana consumers.

Pricing & timing

What to expect.

Generic pricing

License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher depending on the specific bond type, state program, or underwriting requirements.

Your quote determines the actual premium.

Typical timeframe

Issuance timeframe varies by bond type and underwriting

Timing can change when underwriting needs more information.
Application details

How it works.

  1. Start the application

    Confirm the bond and provide applicant and business details.

  2. Review the quote

    See the terms and premium before deciding to continue.

  3. Pay and sign

    Complete the required payment and signatures.

  4. Receive the bond

    Get the issued bond and filing or delivery instructions.

Platinum Bonds

Experience behind every bond.

Helpful guidance, a real agency team, and a clear path from research to application.

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Offering service to clients and agents alike.

Next step

Ready to move forward?

Start the secure application with this bond already selected, or ask Ava a question before you begin.

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surety bond for the benefit of consumers harmed by a violation of the provisions of this part | Platinum Bonds