Credit service organizations (CSOs) operating in Florida that intend to charge or receive money or other valuable consideration prior to the full and complete performance of the services they have agreed to perform for a buyer. Required when: Charging or receiving any money or other valuable consideration prior to ful…
Overview
What it is.
Credit service organizations (CSOs) operating in Florida that intend to charge or receive money or other valuable consideration prior to the full and complete performance of the services they have agreed to perform for a buyer. Required when: Charging or receiving any money or other valuable consideration prior to ful…
Who usually needs it
Credit service organizations (CSOs) operating in Florida that intend to charge or receive money or other valuable consideration prior to the full and complete performance of the services they have agreed to perform for a buyer.
Pricing & timing
What to expect.
Generic pricing
Miscellaneous commercial bonds cover a wide range of business obligations not fitting other categories. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Pricing varies by specific bond type and requirements. Some miscellaneous bonds may price higher depending o…
Typical timeframe
Credit-based approval — varies by bond type
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateFLBond amount$10,000Term lengthContinuousObligeeFlorida Office of Financial RegulationRenewalThe bond must be maintained for as long as the organization is in operation and intends to charge fees prior to full performance. It is typically renewed annually with the surety company.Bond classMiscellaneous CommercialCategoryFinancial ServicesBondsurety bondStatutory referenceFlorida Statutes § 817.7005JurisdictionState
