Any vehicle owner in North Carolina seeking to register or title a vehicle when they lack standard proof of ownership, such as when they purchased a vehicle without a properly assigned title, lost the original title, acquired a vehicle through inheritance without clear title transfer, received an incomplete or missing title, or built a vehicle from parts wi…
Pricing & timing
What to expect.
Generic pricing
Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…
Typical timeframe
General application — typically 1–3 business days
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateNCBond amountVaries by license type or projectObligeeState of North Carolina, Div. of Motor VehiclesBond classLost Instrument BondCategoryOtherBondState of North Carolina, Certificate of TitlePlain descriptionCertificate of TitleWho needs this bondAny vehicle owner in North Carolina seeking to register or title a vehicle when they lack standard proof of ownership, such as when they purchased a vehicle without a properly assigned title, lost the original title, ac…
