A Public Adjuster bond is required for professionals in Washington who help people file insurance claims after property damage. These adjusters work on behalf of policyholders (not insurance companies) to negotiate claim settlements. The State of Washington requires this $5,000 bond as a financial guarantee that the a…
Overview
What it is.
A Public Adjuster bond is required for professionals in Washington who help people file insurance claims after property damage. These adjusters work on behalf of policyholders (not insurance companies) to negotiate claim settlements. The State of Washington requires this $5,000 bond as a financial guarantee that the a…
Who usually needs it
All licensed public adjusters in Washington State must obtain this $5,000 surety bond as a prerequisite for licensure. Public adjusters are individuals or business entities who act on behalf of insureds (policyholders) to negotiate settlements for property and casualty insurance claims under Washington Statute RCW 48.17.430.
Pricing & timing
What to expect.
Generic pricing
License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher de…
Typical timeframe
Issuance timeframe varies by bond type and underwriting
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateWABond amount$5,000ObligeeState of WashingtonBond classLicense BondCategoryOtherBondPublic AdjusterPlain descriptionA Public Adjuster bond is required for professionals in Washington who help people file insurance claims after property damage. These adjusters work on behalf of policyholders (not insurance companies) to negotiate clai…Who needs this bondAll licensed public adjusters in Washington State must obtain this $5,000 surety bond as a prerequisite for licensure. Public adjusters are individuals or business entities who act on behalf of insureds (policyholders) …
