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Public Adjuster

A Public Adjuster bond is required for professionals in Delaware who help people negotiate insurance claims with their insurance companies. This $20,000 bond protects consumers if the adjuster acts dishonestly, breaks state laws, or fails to properly handle a client's claim. If a public adjuster causes financial harm …

Bond amount$20,000
State or jurisdictionDelaware
ObligeeState of Delaware

Essential point: Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.

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2323 yearsHelping clients and agents
Overview

What it is.

A Public Adjuster bond is required for professionals in Delaware who help people negotiate insurance claims with their insurance companies. This $20,000 bond protects consumers if the adjuster acts dishonestly, breaks state laws, or fails to properly handle a client's claim. If a public adjuster causes financial harm …

Who usually needs it

Applicants seeking a public adjuster license in Delaware, including both resident and non-resident public adjusters who act on behalf of or aid insureds in negotiating settlements of first-party insurance claims. The $20,000 bond must be filed with the license application under 18 Delaware Code § 1752.

Pricing & timing

What to expect.

Generic pricing

License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher depending on the specific bond type, state program, or underwriting requirements.

Your quote determines the actual premium.

Typical timeframe

Issuance timeframe varies by bond type and underwriting

Timing can change when underwriting needs more information.
Application details

How it works.

  1. Start the application

    Confirm the bond and provide applicant and business details.

  2. Review the quote

    See the terms and premium before deciding to continue.

  3. Pay and sign

    Complete the required payment and signatures.

  4. Receive the bond

    Get the issued bond and filing or delivery instructions.

Platinum Bonds

Experience behind every bond.

Helpful guidance, a real agency team, and a clear path from research to application.

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“My bond application was processed and received very quickly.”

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Offering service to clients and agents alike.

Next step

Ready to move forward?

Start the secure application with this bond already selected, or ask Ava a question before you begin.

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