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Public Adjuster Bond

A Public Adjuster Bond is required for professionals who help people negotiate insurance claims with their insurance companies in Tennessee. This $50,000 bond protects consumers by guaranteeing that public adjusters follow state laws and ethical practices. If an adjuster cheats a client, acts dishonestly, or violates …

Bond amount$50,000
State or jurisdictionTennessee
ObligeeState of Tennessee

Essential point: Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.

Google icon5.0 ★★★★★Google review profileBBB iconBBB A+ AccreditedView the agency profile
2323 yearsHelping clients and agents
Overview

What it is.

A Public Adjuster Bond is required for professionals who help people negotiate insurance claims with their insurance companies in Tennessee. This $50,000 bond protects consumers by guaranteeing that public adjusters follow state laws and ethical practices. If an adjuster cheats a client, acts dishonestly, or violates …

Who usually needs it

Licensed public adjusters in Tennessee—individuals or business entities acting on behalf of insureds to negotiate first-party insurance claim settlements (excluding insurance carrier employees)—must obtain this bond as a prerequisite for licensure under Tennessee Statute § 56-6-903.

Pricing & timing

What to expect.

Generic pricing

License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher depending on the specific bond type, state program, or underwriting requirements.

Your quote determines the actual premium.

Typical timeframe

Issuance timeframe varies by bond type and underwriting

Timing can change when underwriting needs more information.
Application details

How it works.

  1. Start the application

    Confirm the bond and provide applicant and business details.

  2. Review the quote

    See the terms and premium before deciding to continue.

  3. Pay and sign

    Complete the required payment and signatures.

  4. Receive the bond

    Get the issued bond and filing or delivery instructions.

Platinum Bonds

Experience behind every bond.

Helpful guidance, a real agency team, and a clear path from research to application.

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“My bond application was processed and received very quickly.”

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Offering service to clients and agents alike.

Next step

Ready to move forward?

Start the secure application with this bond already selected, or ask Ava a question before you begin.

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