Pre-Executed Uniform Surety Bond (Title to Vehicle)
Certificate of Title
Overview
What it is.
Certificate of Title
Who usually needs it
Individuals seeking to register or title a vehicle (such as automobiles), watercraft, or snowmobiles in Michigan without sufficient proof of ownership or a clear title chain need this bond. This applies when the title is missing, lost, incorrectly assigned, or defective, and the vehicle is under 10 years old and valued over $2,500 (or watercraft valued over…
Pricing & timing
What to expect.
Generic pricing
Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…
Typical timeframe
General application — typically 1–3 business days
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateMIBond amountVaries by license type or projectObligeeMichigan Department of StateBond classLost Instrument BondCategoryOtherBondPre-Executed Uniform Surety Bond (Title to Vehicle)Plain descriptionCertificate of TitleWho needs this bondIndividuals seeking to register or title a vehicle (such as automobiles), watercraft, or snowmobiles in Michigan without sufficient proof of ownership or a clear title chain need this bond. This applies when the title i…
