Indiana HVAC Contractor Bond

Indiana does not have a statewide HVAC bond requirement, so requirements vary by municipality. Major cities that require HVAC contractor bonds include Indianapolis/Marion County, Fort Wayne/Allen County, and Evansville/Vanderburgh County. The most common bond amount is $5,000, though it can range from $5,000 to $25,000 depending on the local jurisdiction. Contact your local building department to confirm specific bond requirements for your area.

Requirements vary by municipality but typically include: 4-5 years of documented HVAC experience (or education equivalent), passing a Prometric exam with 70% or higher, EPA 608 certification for handling refrigerants, proof of general liability insurance (usually $500,000 minimum), a $5,000 surety bond, and payment of application fees ranging from $25-$400. You must submit your bond and insurance proof after passing the exam but before your license is issued.

The HVAC contractor bond protects property owners and the public from financial losses if the contractor fails to comply with local building codes, abandons a project, performs substandard work, or doesn't fulfill contract obligations. If a valid claim is filed and proven, the surety company will pay damages up to the bond amount (typically $5,000), and the contractor must reimburse the surety company.