A Hawaii Public Adjuster Bond is a $10,000 financial guarantee required for professionals who help people file insurance claims after property damage or loss. These adjusters work on behalf of policyholders (not insurance companies) to negotiate claim settlements. The State of Hawaii requires this bond to protect cons…
Overview
What it is.
A Hawaii Public Adjuster Bond is a $10,000 financial guarantee required for professionals who help people file insurance claims after property damage or loss. These adjusters work on behalf of policyholders (not insurance companies) to negotiate claim settlements. The State of Hawaii requires this bond to protect cons…
Who usually needs it
Public adjusters (resident or non-resident) in Hawaii who act on behalf of or aid insureds in negotiating first-party insurance claim settlements must obtain and maintain a $10,000 surety bond as a licensing prerequisite under Hawaii Revised Statutes §431:9-223.
Pricing & timing
What to expect.
Generic pricing
License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher de…
Typical timeframe
Issuance timeframe varies by bond type and underwriting
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateHIBond amount$10,000ObligeeState of HawaiiBond classLicense BondCategoryInsuranceBondHawaii Public Adjuster BondJurisdictionStatePlain descriptionA Hawaii Public Adjuster Bond is a $10,000 financial guarantee required for professionals who help people file insurance claims after property damage or loss. These adjusters work on behalf of policyholders (not insuran…Who needs this bondPublic adjusters (resident or non-resident) in Hawaii who act on behalf of or aid insureds in negotiating first-party insurance claim settlements must obtain and maintain a $10,000 surety bond as a licensing prerequisit…
