A Florida Public Adjuster Bond is a $50,000 guarantee required for professionals who help people file insurance claims after disasters like hurricanes or fires. These adjusters work on behalf of policyholders (not insurance companies) to get fair settlements. The State of Florida requires this bond to protect consumer…
Overview
What it is.
A Florida Public Adjuster Bond is a $50,000 guarantee required for professionals who help people file insurance claims after disasters like hurricanes or fires. These adjusters work on behalf of policyholders (not insurance companies) to get fair settlements. The State of Florida requires this bond to protect consumer…
Who usually needs it
Licensed public adjusters and public adjuster apprentices operating in Florida who prepare, complete, and/or file insurance claims for insureds or third-party claimants must obtain this $50,000 surety bond as required under Florida Statute 626.865 for licensure and to provide financial protection for consumers.
Pricing & timing
What to expect.
Generic pricing
License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher de…
Typical timeframe
Issuance timeframe varies by bond type and underwriting
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateFLBond amount$50,000ObligeeState of FloridaBond classLicense BondCategoryInsuranceBondFlorida Public Adjuster BondJurisdictionStatePlain descriptionA Florida Public Adjuster Bond is a $50,000 guarantee required for professionals who help people file insurance claims after disasters like hurricanes or fires. These adjusters work on behalf of policyholders (not insur…Who needs this bondLicensed public adjusters and public adjuster apprentices operating in Florida who prepare, complete, and/or file insurance claims for insureds or third-party claimants must obtain this $50,000 surety bond as required u…
