Dwelling Contractor Financial Responsibility Bond

Any person or business entity wishing to obtain a building permit for a one- or two-family dwelling in Wisconsin who does not carry the required $250,000 in general liability insurance. Required when: Applying for a Dwelling Contractor or Dwelling Contractor Restricted certification to comply with financial responsibi…

Bond amount$25,000
State or jurisdictionWisconsin
ObligeeWisconsin Department of Safety and Professional Services

Essential point: Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.

Amounts can vary

Selected requirement: $25,000. Other available requirements: "A minimum of $25,000 is required for a standard Dwelling Contractor certification. For a Dwelling Contractor Restricted certification, the bond amount may be between $5,000 and $25,000, but the contractor is prohibited from performing wor…. Exact options still depend on the obligee, state, and underwriting.

Overview

What it is.

Any person or business entity wishing to obtain a building permit for a one- or two-family dwelling in Wisconsin who does not carry the required $250,000 in general liability insurance. Required when: Applying for a Dwelling Contractor or Dwelling Contractor Restricted certification to comply with financial responsibi…

Who usually needs it

Any person or business entity wishing to obtain a building permit for a one- or two-family dwelling in Wisconsin who does not carry the required $250,000 in general liability insurance.

Pricing & timing

What to expect.

Generic pricing

License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher depending on the specific bond type, state program, or underwriting requirements.

Your quote determines the actual premium.

Typical timeframe

Issuance timeframe varies by bond type and underwriting

Timing can change when underwriting needs more information.
Application details

How it works.

  1. Start the application

    Confirm the bond and provide applicant and business details.

  2. Review the quote

    See the terms and premium before deciding to continue.

  3. Pay and sign

    Complete the required payment and signatures.

  4. Receive the bond

    Get the issued bond and filing or delivery instructions.

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Next step

Ready to move forward?

Start the secure application with this bond already selected, or ask Ava a question before you begin.