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Delaware Public Adjuster Bond

A Delaware Public Adjuster Bond is a $20,000 guarantee required for professionals who help homeowners and businesses negotiate insurance claims. These adjusters work on behalf of policyholders (not insurance companies) to get fair claim settlements. The State of Delaware requires this bond to protect consumers from di…

Bond amount$20,000
State or jurisdictionDelaware
ObligeeState of Delaware

Essential point: Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.

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Overview

What it is.

A Delaware Public Adjuster Bond is a $20,000 guarantee required for professionals who help homeowners and businesses negotiate insurance claims. These adjusters work on behalf of policyholders (not insurance companies) to get fair claim settlements. The State of Delaware requires this bond to protect consumers from di…

Who usually needs it

Licensed public adjusters in Delaware, including both residents and non-residents, who negotiate and settle property/casualty insurance claims on behalf of policyholders. This bond is required for all individuals or business entities applying for or holding a public adjuster license in Delaware as mandated by 18 Del. C. § 1752.

Pricing & timing

What to expect.

Generic pricing

License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher depending on the specific bond type, state program, or underwriting requirements.

Your quote determines the actual premium.

Typical timeframe

Issuance timeframe varies by bond type and underwriting

Timing can change when underwriting needs more information.
Application details

How it works.

  1. Start the application

    Confirm the bond and provide applicant and business details.

  2. Review the quote

    See the terms and premium before deciding to continue.

  3. Pay and sign

    Complete the required payment and signatures.

  4. Receive the bond

    Get the issued bond and filing or delivery instructions.

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Next step

Ready to move forward?

Start the secure application with this bond already selected, or ask Ava a question before you begin.

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Delaware Public Adjuster Bond | Platinum Bonds