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Platinum Bonds Insurance Agency

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DEBT COUNSELORS, CREDIT COUNSELORS, CREDIT REPAIR ORGANIZATIONS — BONDS

Any person operating as a debt counselor, credit counselor, or credit repair organization in Idaho. Required when: Upon approval of the application and prior to the issuance of a license. Exemptions: Exemptions include licensed attorneys (if incidental to practice), regulated lenders, banks, trust companies, credit un…

Bond amount$15,000
State or jurisdictionIdaho
ObligeeIdaho Department of Finance, Consumer Finance Bureau

Essential point: Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.

Amounts can vary

Selected requirement: $15,000. Other available requirements: "For first-time applicants, the bond amount is $15,000. Upon renewal, the bond amount is the greater of $15,000 or two (2) times the average monthly amount of moneys accepted, received, or held for another in the licensee's conduct of busi…. Exact options still depend on the obligee, state, and underwriting.

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2323 yearsHelping clients and agents
Overview

What it is.

Any person operating as a debt counselor, credit counselor, or credit repair organization in Idaho. Required when: Upon approval of the application and prior to the issuance of a license. Exemptions: Exemptions include licensed attorneys (if incidental to practice), regulated lenders, banks, trust companies, credit un…

Who usually needs it

Any person operating as a debt counselor, credit counselor, or credit repair organization in Idaho.

Pricing & timing

What to expect.

Generic pricing

License bonds are required by state and local governments to ensure compliance with industry regulations. Typical Pricing:. • Small bonds (under $25,000): Typically $100–$250 per year (flat fee). • Larger license bonds: Commonly around 1–5% of the bond amount annually. • Credit impact: Good credit: starting around 1–2% · Average credit: typically 2–4% · Credit challenges: often 4–5% or higher. Same-day approval is typical for many common license bonds. Some license bonds may price higher depending on the specific bond type, state program, or underwriting requirements.

Your quote determines the actual premium.

Typical timeframe

Issuance timeframe varies by bond type and underwriting

Timing can change when underwriting needs more information.
Application details

How it works.

  1. Start the application

    Confirm the bond and provide applicant and business details.

  2. Review the quote

    See the terms and premium before deciding to continue.

  3. Pay and sign

    Complete the required payment and signatures.

  4. Receive the bond

    Get the issued bond and filing or delivery instructions.

Platinum Bonds

Experience behind every bond.

Helpful guidance, a real agency team, and a clear path from research to application.

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“Finally a company that understands what customer service is supposed to be.”

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“My bond application was processed and received very quickly.”

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“I highly recommend you do business with these folks.”

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23 years

Offering service to clients and agents alike.

Next step

Ready to move forward?

Start the secure application with this bond already selected, or ask Ava a question before you begin.

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