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Lost Instrument Bond

Colorado Motor Vehicle Certificate of Title Bond

This bond is required when you need to get a title for a vehicle in Colorado but don't have the proper paperwork to prove ownership. It protects the State of Colorado and any previous owners if someone later claims they're the rightful owner of the vehicle. The bond amount varies based on your vehicle's value. Think o…

Overview

What it is.

This bond is required when you need to get a title for a vehicle in Colorado but don't have the proper paperwork to prove ownership. It protects the State of Colorado and any previous owners if someone later claims they're the rightful owner of the vehicle. The bond amount varies based on your vehicle's value. Think o…

Who usually needs it

Vehicle owners or applicants in Colorado who are in possession of a vehicle or manufactured home physically located in Colorado but cannot provide satisfactory proof of ownership, such as in cases of lost titles, vehicles that have never been titled, title transfer errors, or purchases of unclaimed/abandoned vehicles (excluding bonded agents). This bond is …

Pricing & timing

What to expect.

Generic pricing

Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…

Typical timeframe

General application — typically 1–3 business days

Application

What to do next.

  1. Tell us the bond name, state, and amount on your form.
  2. Share business and applicant info so the team can quote it.
  3. Sign and pay; we issue the bond and send you the documents.
  4. Keep your effective date and renewal date on file with us.
Start the application.

You are on the exact bond page. The next step is to start the quick application.

Details

Bond details.

StateCO
Bond amountVaries by license type or project
ObligeeState of Colorado
Bond classLost Instrument Bond
CategoryMotor Vehicle
BondColorado Motor Vehicle Certificate of Title Bond
JurisdictionState
Plain descriptionThis bond is required when you need to get a title for a vehicle in Colorado but don't have the proper paperwork to prove ownership. It protects the State of Colorado and any previous owners if someone later claims they…
Who needs this bondVehicle owners or applicants in Colorado who are in possession of a vehicle or manufactured home physically located in Colorado but cannot provide satisfactory proof of ownership, such as in cases of lost titles, vehicl…
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Next step

Ready to move forward?

Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.