A Colorado Lost Note / Deed of Trust Bond is required when someone loses the original paperwork for a mortgage or property loan. If you're a lender who has misplaced the original loan documents and need to foreclose on a property or transfer ownership, you must purchase this bond to protect against anyone who might st…
Overview
What it is.
A Colorado Lost Note / Deed of Trust Bond is required when someone loses the original paperwork for a mortgage or property loan. If you're a lender who has misplaced the original loan documents and need to foreclose on a property or transfer ownership, you must purchase this bond to protect against anyone who might st…
Who usually needs it
Non-qualified holders or lenders—typically private individuals, non-financial institution lenders, or corporations—who have lost the original promissory note tied to a Deed of Trust on real property and need to release a Deed of Trust or initiate foreclosure in Colorado. This bond is required when such holders cannot produce the original promissory note as …
Pricing & timing
What to expect.
Generic pricing
Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…
Typical timeframe
General application — typically 1–3 business days
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateCOBond amountVaries by license type or projectObligeeState of ColoradoBond classLost Instrument BondCategoryCourt/JudicialBondColorado Lost Note / Deed of Trust BondJurisdictionStatePlain descriptionA Colorado Lost Note / Deed of Trust Bond is required when someone loses the original paperwork for a mortgage or property loan. If you're a lender who has misplaced the original loan documents and need to foreclose on …Who needs this bondNon-qualified holders or lenders—typically private individuals, non-financial institution lenders, or corporations—who have lost the original promissory note tied to a Deed of Trust on real property and need to release …
