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Lost Instrument Bond

Certificate of Title Bond

Certificate of Title

Overview

What it is.

Certificate of Title

Who usually needs it

Vehicle owners in Wisconsin who are applying for a vehicle title without proper proof of ownership or a complete chain of ownership for titled property like motor vehicles, boats, motorcycles, motorhomes, or mobile homes. This bond is required under Wisconsin Statute 342.12(3)(b) to protect prior owners, lienholders, or subsequent purchasers from losses if …

Pricing & timing

What to expect.

Generic pricing

Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…

Typical timeframe

General application — typically 1–3 business days

Application

What to do next.

  1. Tell us the bond name, state, and amount on your form.
  2. Share business and applicant info so the team can quote it.
  3. Sign and pay; we issue the bond and send you the documents.
  4. Keep your effective date and renewal date on file with us.
Start the application.

You are on the exact bond page. The next step is to start the quick application.

Details

Bond details.

StateWI
Bond amountVaries by license type or project
ObligeeState of Wisconsin
Bond classLost Instrument Bond
CategoryOther
BondCertificate of Title Bond
Plain descriptionCertificate of Title
Who needs this bondVehicle owners in Wisconsin who are applying for a vehicle title without proper proof of ownership or a complete chain of ownership for titled property like motor vehicles, boats, motorcycles, motorhomes, or mobile home…
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Next step

Ready to move forward?

Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.