← Back to Bond types
Lost Instrument Bond

Cerificate of Title

Certificate of Title

Overview

What it is.

Certificate of Title

Who usually needs it

Vehicle owners in Missouri who lack acceptable proof of ownership for motor vehicles, boats, motor homes, mobile homes, motorcycles, or other titled property must obtain this bond. This applies specifically to owners unable to provide standard ownership documents (such as a prior title, bill of sale, or lien release) due to lost, stolen, missing, or unconta…

Pricing & timing

What to expect.

Generic pricing

Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…

Typical timeframe

General application — typically 1–3 business days

Application

What to do next.

  1. Tell us the bond name, state, and amount on your form.
  2. Share business and applicant info so the team can quote it.
  3. Sign and pay; we issue the bond and send you the documents.
  4. Keep your effective date and renewal date on file with us.
Start the application.

You are on the exact bond page. The next step is to start the quick application.

Details

Bond details.

StateMO
Bond amountVaries by license type or project
ObligeeState of Missouri
Bond classLost Instrument Bond
CategoryOther
BondCerificate of Title
Plain descriptionCertificate of Title
Who needs this bondVehicle owners in Missouri who lack acceptable proof of ownership for motor vehicles, boats, motor homes, mobile homes, motorcycles, or other titled property must obtain this bond. This applies specifically to owners un…
More bonds
Next step

Ready to move forward?

Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.