A California Lost Deed of Trust Bond is required when a property owner or lender has lost the original deed of trust document that secures their property loan. This bond protects the County Recorder and anyone with a legitimate claim to the property from financial loss if the lost document resurfaces and creates legal…
Overview
What it is.
A California Lost Deed of Trust Bond is required when a property owner or lender has lost the original deed of trust document that secures their property loan. This bond protects the County Recorder and anyone with a legitimate claim to the property from financial loss if the lost document resurfaces and creates legal…
Who usually needs it
Property owners or their representatives who need to clear title to a property when the original trust deed document has been lost or misplaced. This includes property owners attempting to sell or refinance, borrowers requesting release of a deed of trust after debt has been paid in full, and successors in interest who cannot locate the original beneficiary…
Pricing & timing
What to expect.
Generic pricing
Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…
Typical timeframe
General application — typically 1–3 business days
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateCABond amountVaries by license type or projectObligeeCounty RecorderBond classLost Instrument BondCategoryReal EstateBondCalifornia Lost Deed of Trust BondJurisdictionStatePlain descriptionA California Lost Deed of Trust Bond is required when a property owner or lender has lost the original deed of trust document that secures their property loan. This bond protects the County Recorder and anyone with a le…Who needs this bondProperty owners or their representatives who need to clear title to a property when the original trust deed document has been lost or misplaced. This includes property owners attempting to sell or refinance, borrowers r…
