Platinum Bonds Insurance Agency
Identify the right bond path.For service businesses and fidelity-style obligations connected to customer, contract, or employee-dishonesty protection needs.
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BBB A+ AccreditedView the agency profileBusiness service and fidelity-related bonds can protect against covered employee dishonesty or support customer/contract requirements for service companies. They are not the same as statutory license bonds, and not every state requires a voluntary fidelity product.
Service companies, cleaning/janitorial businesses, and employers evaluating employee-dishonesty or customer-required service bond language.
Some exact state records show a selected $5,000 business-service/janitorial requirement. The broader general business-service/janitorial family in the authoritative catalog lists available coverage amounts from $5,000 to $200,000 per employee. Do not assume every state requires this product or that one selected amount is the only market option.
The bond amount is the required penal sum; the premium is the price paid for the bond. The class guidance below is general Research guidance, not a quote or approval guarantee.
Fidelity bonds protect against employee dishonesty and theft. Typical Pricing:. • Standard coverage: Premiums commonly based on coverage amount and number of employees. • ERISA bonds: Matrix pricing based on plan assets — often starting around $100–$300 per year for smaller plans. • Employee dishonesty bonds: Rates vary by coverage level and employee count. ERISA fidelity bonds are required for employee benefit plan fiduciaries. Coverage must equal at least 10% of plan assets handled, up to $500,000 (or $1,000,000 for plans holding employer securities). Specialized application required.
Issuance: Specialized application — typically 1–3 business days
I need a business service or fidelity bond. I can share the business service, requester, bond name, and any amount or form language.
Ask AvaNot necessarily. Some service bonds are customer or fidelity-style obligations. Statutory license bonds are a different compliance path.
No. Some exact state records use $5,000 as the selected requirement, but the general business-service/janitorial family can include other available amounts. Confirm the notice and ask Ava if the amount is unclear.
No. This is a category guide. Exact bond selection depends on state, obligee, amount, and form wording. Ava can help identify the right exact path.
No. The bond amount or penal sum is the coverage limit. The premium is what you pay and is quoted separately.
Yes. Forms, obligees, amounts, pricing, and issuance timing vary by state, agency, court, owner, and underwriting.
Use Ava to match the right requirement, or search Research for a specific bond record. This category page does not start an exact bond application.