Vehicle owners in Colorado who seek to obtain or register a certificate of title for a vehicle or manufactured home but lack satisfactory proof of ownership (due to missing, damaged, illegible titles, or gaps in ownership records) are required to obtain this bond as mandated by the Colorado DMV per C.R.S. § 42-6-115 and regulation 1 CCR 204-10-19.
Pricing & timing
What to expect.
Generic pricing
Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…
Typical timeframe
General application — typically 1–3 business days
Application
What to do next.
Tell us the bond name, state, and amount on your form.
Share business and applicant info so the team can quote it.
Sign and pay; we issue the bond and send you the documents.
Keep your effective date and renewal date on file with us.
Start the application.
You are on the exact bond page. The next step is to start the quick application.
StateCOBond amountVaries by license type or projectObligeeState of ColoradoBond classLost Instrument BondCategoryOtherBondBond For Certificate Of Title (Colorado)Plain descriptionCertificate of TitleWho needs this bondVehicle owners in Colorado who seek to obtain or register a certificate of title for a vehicle or manufactured home but lack satisfactory proof of ownership (due to missing, damaged, illegible titles, or gaps in ownersh…
