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Lost Instrument Bond

Arkansas Motor Vehicle Certificate of Title Bond

This bond is required when you need to get a title for a vehicle in Arkansas but can't provide the normal ownership documents. You might need it if you bought a car without receiving proper paperwork, inherited a vehicle without a clear title, or have other proof-of-ownership issues. The bond protects the state and an…

Overview

What it is.

This bond is required when you need to get a title for a vehicle in Arkansas but can't provide the normal ownership documents. You might need it if you bought a car without receiving proper paperwork, inherited a vehicle without a clear title, or have other proof-of-ownership issues. The bond protects the state and an…

Who usually needs it

Private citizens (individual vehicle owners, not professionals or licensed businesses) in Arkansas who cannot provide acceptable proof of ownership for a motor vehicle, such as those who purchased a vehicle without receiving a title, never received the title from the previous owner, lost their title before it was issued in their name, received a title with …

Pricing & timing

What to expect.

Generic pricing

Lost instrument bonds replace lost financial documents such as checks, stock certificates, bonds, or promissory notes. Typical Pricing:. • Smaller amounts: Often a flat fee or minimum premium. • Larger amounts: Commonly around 1–5% of the instrument's face value. • Credit check: May be required depending on the amount. Bond amounts are typically set at 100–200% of the instrument's face value. The issuing institution (bank, corporation, etc.) determines the bond requirements. Processing time…

Typical timeframe

General application — typically 1–3 business days

Application

What to do next.

  1. Tell us the bond name, state, and amount on your form.
  2. Share business and applicant info so the team can quote it.
  3. Sign and pay; we issue the bond and send you the documents.
  4. Keep your effective date and renewal date on file with us.
Start the application.

You are on the exact bond page. The next step is to start the quick application.

Details

Bond details.

StateAR
Bond amountVaries by license type or project
ObligeeState of Arkansas
Bond classLost Instrument Bond
CategoryMotor Vehicle
BondArkansas Motor Vehicle Certificate of Title Bond
JurisdictionState
Plain descriptionThis bond is required when you need to get a title for a vehicle in Arkansas but can't provide the normal ownership documents. You might need it if you bought a car without receiving proper paperwork, inherited a vehicl…
Who needs this bondPrivate citizens (individual vehicle owners, not professionals or licensed businesses) in Arkansas who cannot provide acceptable proof of ownership for a motor vehicle, such as those who purchased a vehicle without rece…
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Next step

Ready to move forward?

Pin down whether this is your bond, then start the application. Ava can confirm the right state and license type if you are not sure.